Maternity Leave in Singapore for Self-Employed Mothers.
Ahh maternity leave. After 9 months of lugging that ball of a baby around through rush hour traffic, enduring hot flashes at your work cubicle and sore, swollen feet forced you to swop those classic heels for comfy flats you’ll never want to see again, you’re finally given paid leave to rest/ heal / bond. (If you’re already a mom, you’ll know that the word “rest” is, well, subjective.)
Here in Singapore, employed mothers are thankfully, entitled to 16 weeks of paid maternity leave.
For some self- employed mothers, the blessing that comes in the baby blanket might come with some worries. Time away from your business might mean a drop in income, and with a new mouth to feed (has anyone seen the price of formula recently?? Don’t let me get started on Breast Pumps) that can make a mother consider birth control a lot more seriously.
Are you a Self-employed mother in Singapore?
Don’t want to leave your job because you want to have more children and your employer’s maternity benefits are too good to pass on? Or are you hesitant to have more children because you will not receive any maternity benefits? (This may sound simplistic to some, but this matters quite a lot to some of the mothers we have spoken to)
You can rejoice because we may have good news for you.
Are you aware that for your first 2 children, 2 out of the 4 month (16 week) maternity leave is paid for by the Singapore Government?
For the third child onwards, the government would pay for all 16 weeks of your maternity leave.
However you have to fulfill a few conditions before you are able to claim maternity benefits from the government.
- Your child is a Singapore Citizen
- You must be engage in your business, trade or profession for at least 3 months (a continuous period) immediately before the child’s birth.
- You are lawfully married to your child’s father. (If you are not married to the child’s father you would need to fulfill these eligibility conditions within 12 months, i.e. marry the child’s father.)
- You need to submit your claims with CPF within 3 months of the last day of your maternity leave.
- The actual amount you will receive depends on your NOA or notice of Assessment that you filed with IRAS that year or the year before.
- For the first 2 children, the cap is $10, 000 per 4 weeks or a total of $20 000 for each child. For the 3rd and subsequent childbirth, it is also capped at $10 000 per 4 weeks or a total of $40 000 for each childbirth.
- If you provided all the necessary documents for this claim, CPF Board will take between 10 – 14 days to process your claims.